Cookie Usage Policy

We believe in transparency. Here's exactly how we track site usage and what you can do about it.

Current Cookie Status

What Are Cookies, Really?

Think of cookies as small digital notes your browser keeps. When you visit mindvoltstream.com, our server sends these notes to your browser, which stores them locally. Next time you come back, your browser shares these notes with us so we remember your preferences.

These aren't programs that run on your device. They can't access your files or install anything. They're just text files with information about your interactions with our site. Most websites use them—it's standard practice since the mid-90s.

The Four Types We Use

E

Essential Cookies

These keep the site working. They remember your login session and security settings. Without them, you'd have to re-authenticate every single page load. We can't disable these—they're necessary for basic functionality.

F

Functional Cookies

These remember your choices like language preference or which calculator you used last. They make your experience smoother but aren't strictly required. The site works without them, just not as conveniently.

A

Analytics Cookies

We use these to understand how people navigate our financial tools. Which forecasting features get used most? Where do people get confused? This helps us improve the interface and add features that actually matter.

M

Marketing Cookies

These track your visit across sessions to show relevant content. If you read three articles about cash flow forecasting, we might show you our related course announcement. They help us spend our marketing budget smarter.

What We Actually Track

Let's be specific about what data gets collected when you use our financial planning tools:

  • Pages you visit and how long you stay on each one
  • Which budget templates or forecasting calculators you interact with
  • Your general location (city level, not your exact address)
  • What device and browser you're using so we can optimize the interface
  • How you found us—search engine, social media, or direct visit
  • Whether you download resources like our budget spreadsheet templates

We don't track personal financial information you enter into our calculators. Those calculations happen in your browser and aren't sent to our servers. We care about how people use the tools, not what numbers they're crunching.

How Long Data Sticks Around

Different cookies have different lifespans. Session cookies disappear when you close your browser—these are usually the essential ones keeping you logged in. Persistent cookies can last anywhere from 30 days to 2 years, depending on their purpose.

Analytics data gets aggregated after 90 days. That means after three months, your individual visit becomes part of broader statistics. We keep the insights but lose the connection to your specific browsing session. Marketing cookies typically expire after 6 months if you don't return.

You can delete cookies manually anytime through your browser settings. This is like clearing out those digital notes we talked about earlier. The site will still work, but you'll lose saved preferences and might see content recommendations start from scratch.

Take Control Through Your Browser

Every modern browser lets you manage cookies directly. You can block all cookies, block only third-party cookies, or review and delete them individually. The button above handles our site specifically, but browser settings give you universal control.

Here's where to find those settings in popular browsers:

Chrome Settings Firefox Settings Safari Settings Edge Settings

Your Privacy Matters

We take data privacy seriously because trust matters in financial services. Everything we collect serves a purpose—either making your experience better or helping us build better tools. We don't sell data to third parties. We don't share individual browsing patterns with advertisers.

If you reject non-essential cookies using the button above, we'll honor that choice. The site keeps working, you just won't get personalized recommendations and we won't track how you use our forecasting tools. That's a fair trade if privacy is your priority.

Questions About Our Cookie Practices?

We know privacy policies can be confusing. If something isn't clear or you want specifics about how we handle data, reach out to our team.

Email us at support@mindvoltstream.com or call +886 7 950 2588 during business hours.

Last updated: March 2025 | MindVoltStream Financial Services

9F, No. 332, Bade 1st Rd, Xinxing District, Kaohsiung City, 800, Taiwan